Jessica Torres
$849,0004 bd2 ba2,085 sqft$407 /sqft$5,618 /mo all-in ↓

1981 CASTILLE DRIVE, DUNEDIN, FL, 34698

Active1 days on marketListed Jul 24, 2026MLS #TB8532619

Private poolSingle Family ResidenceSPANISH PINES 3RD ADD

About this home

1981 CASTILLE DRIVE

Completely Renovated Dunedin Pool Home! Welcome to 1981 Castille Drive, where luxury, style, and the coveted Florida lifestyle come together in one extraordinary home. Offering 4 spacious bedrooms, 2 beautifully redesigned bathrooms, and 2,085 square feet of impeccably updated living space, this exceptional residence has been thoughtfully renovated from top to bottom with high-end finishes, timeless design, and meticulous attention to detail. Every inch of this home has been transformed, creating a truly turnkey property that feels brand new. From the moment you arrive, you’ll appreciate the extensive upgrades, including a new roof, impact-rated windows and doors, updated A/C, fresh trim, and quality craftsmanship throughout. At the heart of the home is a stunning designer kitchen featuring custom cabinetry, gorgeous quartz countertops, premium stainless-steel appliances, and an oversized island that seamlessly connects the living and dining spaces, creating the perfect setting for both everyday living and effortless entertaining. The luxurious primary suite offers a peaceful retreat, while the beautifully renovated bathrooms showcase designer finishes, elegant tilework, modern fixtures, and spa-inspired touches. Rich new flooring flows throughout the home, complementing the bright, open floor plan filled with natural light and sophisticated coastal style. Step outside and discover your own private backyard paradise. The sparkling in-ground pool is surrounded by an expansive screened lanai, creating the ultimate outdoor living space for relaxing, entertaining, or enjoying Florida’s beautiful weather year-round. Whether you’re hosting family and friends, dining under the stars, or spending a quiet afternoon poolside, this home delivers the resort-style lifestyle you’ve been dreaming of. Perfectly situated in one of Dunedin’s most desirable locations and within a highly regarded school district, you’ll enjoy being just minutes from the breathtaking Dunedin Causeway, Honeymoon Island State Park, world-famous Gulf beaches, the Pinellas Trail, championship golf courses, marinas, waterfront parks, and the vibrant charm of Downtown Dunedin. Explore award-winning restaurants, breweries, boutique shopping, year-round festivals, farmers markets, and the hometown atmosphere that has made Dunedin one of Florida’s most beloved coastal communities. Sports enthusiasts will also appreciate being close to the Toronto Blue Jays Spring Training facilities, while Tampa International Airport and St. Pete-Clearwater International Airport are both conveniently accessible. With virtually every major component already updated, luxurious finishes throughout, and an unbeatable location, this remarkable home offers the perfect combination of elegance, comfort, and peace of mind. Whether you’re searching for your forever home, a seasonal retreat, or simply want to enjoy the very best of Florida living, 1981 Castille Drive is a rare opportunity to own a home where every detail has already been perfected.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,085

Sqft

0.22 ac

Lot size

2

Garage

1978

Year built

One

Levels

$407

Per sqft

Private poolFireplaceNegotiablePets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorKitchen/Family Room Combo · L Dining · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorPrivate Mailbox

Community & fees

HOA fee$8/mo
Taxes (2025)$6,600/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,618 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,581
PMI (est., until 20% equity)$318
Property tax — 2025 actual bill$550
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,900
Interest rate6.00%
Loan term

Estimated payment

$5,618/mo

Principal & interest$4,581
PMI (est., until 20% equity)$318
Property taxes (actual bill)$550
HOA / condo fee$8
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $849K
$559KedgeAI estimate $616,943 · range $582K$685K$883K

vs edgeAI estimate

+37.6%

$/sqft vs Dunedin actives

$407 vs $297

Days on market

1 vs 51 typical

Where $407/sqft sits among the 270 Dunedin actives

80
72
58
26 · this home
14
20
$144–228$228–312$312–395$395–479$479–563$563+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spanish Pines

Map of 1981 CASTILLE DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)31 min
Downtown Tampa34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

Spanish Pines — neighborhood snapshot

Population

430

Median age

54

Median income

$112,500

Median home value

$620,000

Avg household

3

Households w/ children

29%

For the school run

Pinellas County School District

ElementaryGarrison-Jones Elementary School★★★★
MiddlePalm Harbor Middle School★★★★
HighDunedin High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$440K$410K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

159 of 270

Dunedin actives have cut their price

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 183% above the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $849,000 · 1 days on market since
1978Built · SPANISH PINES 3RD ADD

Reality check

What actually sold near 1981 CASTILLE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1967 CASTILLE DRIVESold · Apr ’26

$525,000

1967 CASTILLE DRIVE · same community

4 bd · 2 ba · 2,010 sqft · $261/sqft · 2 DOM

2214 WILSHIRE DRIVESold · Sep ’25

$455,000

2214 WILSHIRE DRIVE

3 bd · 2 ba · 2,116 sqft · $215/sqft · 154 DOM

2342 CARRIE COURTSold · Aug ’25

$645,000

2342 CARRIE COURT

4 bd · 3 ba · 1,989 sqft · $324/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1981 CASTILLE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1981 CASTILLE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jessica's phone and CRM.

Goes straight to Jessica’s phone and CRM.

Straight answers

1981 CASTILLE DRIVE FAQs

What would the monthly payment be for 1981 CASTILLE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,618/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1981 CASTILLE DRIVE?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1981 CASTILLE DRIVE?+

The most recent tax bill on record (2025) was $6,600. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1981 CASTILLE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunedin?+

At $849,000, this home is listed about 113% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1981 CASTILLE DRIVE?+

Garrison-Jones Elementary School (elementary), Palm Harbor Middle School (middle), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$849,000 runs 183% above the DUNEDIN 34698 median — but at 2,085 sqft it's also nearly twice the size of the typical Dunedin listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Dunedin market that averages 51 — if it fits, move quickly.

04Strong assigned schools

Garrison-Jones Elementary School, Palm Harbor Middle School, Dunedin High School — Garrison-Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KATIE DUCHARME REALTY, LLC · Katie Ducharme Procissi. MLS #TB8532619.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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