10188 45TH STREET N UNIT 2, PINELLAS PARK, FL, 33782
Active0 days on marketListed Aug 7, 2026MLS #TB8535494
About this home
10188 45TH STREET N UNIT 2
Great opportunity to own a slice of tropical paradise! This 2BR/2BA/1CG GOLF community home is move in ready but waiting for a little TLC. Situated in the Heart of Tampa Bay...the great Florida lifestyle is at your fingertips. Endless activity choices from Bay to Gulf. Located on a corner lot in a quiet neighborhood, the exterior landscaping highlights tropical foliage encased by cement curbing, an exquisite paver sidewalk/front porch entry and a double driveway. This well-maintained 1576 heated square foot "Eden" home offers an open floorplan with a neutral decor. Interior updates include a gorgeous stained wood entry door, stunning “Lucerne Gray” Parkay XPR luxury vinyl plank (LVP) flooring by Standards (2020), 6 panel interior doors, decorative baseboard trim, 2" faux wood blinds, smoke detectors and decorative ceiling fans/lighting. The kitchen is the "Heart of the Home" surrounded by the Living/Dining & Florida room. This sleek eat-in kitchen (updated 2013) features granite-look countertops, decorative bronze backsplash, composite sink, beautiful solid wood cabinets, halogen track lighting and LVP flooring. Appliances include a GE stainless-steel dishwasher and garbage disposal. Spacious Florida room offers a pass thru window w/breakfast bar into kitchen...awesome for entertaining, LVP, 2 decorative ceiling fans and a wall of windows providing lots of natural light. Primary bedroom features a walk-in closet, LVP floor, decorative ceiling fan w/light and a private ensuite bath (with a fully tiled walk-in shower, LVP, comfort height commode/white vanity, sink/faucet, mirror and lighting). Spacious guest bedroom has two closets, LVP and ceiling fan. Guest bath offers a bathtub w/shower (updates mirror the primary bath). Linen closet located in hallway. Laundry room, located in garage w/direct access from kitchen, houses utility sink, storage cabinetry and a State water heater. The 1 car garage also features an exterior man door (for easy backyard access), Raynor garage door, Genie Pro door motor, Cutler Hammer electric panel and Bryant HVAC system (2016). Exterior features include thermal window sliders (2013) w/accordion storm shutters, a tile roof (2006), flat roof (2021), gutters/downspout and irrigation system. Monthly maintenance fee ($469) includes basic cable, internet, water/sewer/trash, lawn care, irrigation w/reclaimed water, exterior painting & roof repair/replacement for maintenance purposes. Two pets are welcome! Mainlands of Tamarac surrounds the 18-hole public Mainlands Golf Course and is adjacent to Mayor's Park at Freedom Lake which offers paved walking paths around 2 lakes, an outdoor workout area, playground, picnic pavilions, a dog park, and sailboat (racing remote control)! Come join the residents of Mainlands, an active 55+ community offering a variety of social activities, clubhouse, heated in-ground pool & shuffleboard courts. A well managed and maintained community with easy access to any amenity such as nearby shopping, restaurants, sports/arts venues, parks, churches, medical care, banks, interstate, two airports & the Gulf beaches! Don't miss this one-of-a-kind opportunity to "live" the Florida Lifestyle! Sold AS IS.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,576
Sqft
0.14 ac
Lot size
1
Garage
1972
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,110 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,110/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.3%
Days on market
0 vs 40 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mainlands Of Tamarac By The Gulf
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Pinellas Park. See the full Pinellas Park guide →
Mainlands Of Tamarac By The Gulf — neighborhood snapshot
Population
2,997
Median age
71
Median income
$49,827
Median home value
$243,951
Avg household
2
Households w/ children
95%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Pinellas Park market
$287K → $320K
Pinellas Park median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Pinellas Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the PINELLAS PARK 33782 median. See the full Pinellas Park market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10188 45TH STREET N UNIT 2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10188 45TH STREET N UNIT 2 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
10188 45TH STREET N UNIT 2 FAQs
What would the monthly payment be for 10188 45TH STREET N UNIT 2?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,110/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10188 45TH STREET N UNIT 2?+
The most recent tax bill on record (2025) was $2,130. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10188 45TH STREET N UNIT 2?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Pinellas Park?+
At $280,000, this home is listed about 8% below the Pinellas Park median of $304,500. The market section on this page shows how the area is trending.
Which schools are assigned to 10188 45TH STREET N UNIT 2?+
Pinellas Central Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of MAINLANDS REAL ESTATE INC · Chris McDonald. MLS #TB8535494.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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