Jessica Torres
$695,0004 bd3.5 ba2,177 sqft$319 /sqft$4,857 /mo all-in ↓

8524 ARABELLA LANE, SEMINOLE, FL, 33777

Active2 days on marketListed Aug 7, 2026MLS #TB8536064

Single Family ResidenceARABELLA COVE

About this home

8524 ARABELLA LANE

Welcome to this beautifully maintained, single-owner Taylor Morrison home in the desirable gated community of Arabella Cove. Built in 2019, this thoughtfully upgraded two story 4-bedroom, 3.5-bath plus loft bonus room residence offers 2,177 square feet of bright, open living space designed for today's lifestyle. Stylish finishes, smart upgrades, abundant storage, and an outstanding Pinellas County location make this home an exceptional opportunity. Soaring ceilings and abundant natural light create an inviting atmosphere throughout the open-concept living area. The kitchen flows seamlessly into the great room, making everyday living and entertaining effortless. Sliding glass doors open to a spacious screened porch overlooking a private backyard bordered by mature hedges. The well-appointed kitchen features quartz countertops, tall wood cabinetry with crown molding, under-cabinet lighting, pull-out lower cabinet shelving, stainless steel GE appliances, a natural gas cooktop, and a casual breakfast bar. The first-floor primary suite offers a peaceful retreat with a professionally designed California Closets walk-in closet and an en suite bath featuring dual quartz vanities, wood cabinetry, a walk-in shower with built-in seat, and a private water closet. The main level also includes a laundry room with washer and dryer that convey, plus a convenient half bath. Upstairs, a versatile loft provides space for a media room, home office, or play area. Three additional bedrooms offer flexibility for family and guests, including one with a private en suite bath, while the remaining bedrooms share a beautifully finished hall bath. Meticulously maintained, the home includes heavy-duty garage storage shelving rated to 400 pounds per section, upgraded six-inch irrigation heads, a French drain between neighboring homes, a whole-house water softener installed in 2025, and a Lennox 3.5-ton HVAC system with ultraviolet air purification, surge protection, a new fan motor installed in 2026, and the balance of its 10-year warranty. Additional features include a tankless natural gas water heater, home automation wiring, hurricane shutters, a concrete driveway installed in 2021, Flood Zone X designation, and no history of flooding. Arabella Cove offers gated, low-maintenance living with HOA-maintained streets, sidewalks, streetlights, mailboxes, and common areas. Pets are welcome (with restrictions), and rentals are permitted with a minimum 30-day lease. Conveniently located near Starkey Elementary, Osceola Middle School, Osceola Funamental High School and the magnet programs at Dixie Hollins High School, the home is also close to shopping (Sam's Club, Publix, Fresh Market, Starbucks and more), restaurants, Bay Pines VA Medical Center, Bayou Club Golf Course and Bardmoor Golf and Tennis Club, and just 15 minutes from the Gulf beaches. Enjoy easy access to Clearwater Beach, downtown St. Petersburg, downtown Dunedin, St. Pete-Clearwater International Airport, Tampa International Airport, and downtown Tampa. Outdoor enthusiasts will appreciate nearby Lake Seminole Park and Walsingham Park with their scenic trails, boating, fishing, playgrounds, and picnic areas. The nearby Helen S. Howarth Community Park Equestrian Center offers riding arenas, horse trails, and one of the few public equestrian trail systems in Pinellas County. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,177

Sqft

0.1 ac

Lot size

2

Garage

2019

Year built

Two

Levels

$319

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionConcrete · Block · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$238/mo
Taxes (2025)$5,373/yr
PetsYes
CommunityGated Community - No Guard · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,857 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,750
PMI (est., until 20% equity)$261
Property tax — 2025 actual bill$448
HOA fee — from the listing$238
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,500
Interest rate6.00%
Loan term

Estimated payment

$4,857/mo

Principal & interest$3,750
PMI (est., until 20% equity)$261
Property taxes (actual bill)$448
HOA / condo fee$238
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Seminole actives

$319 vs $249

Days on market

2 vs 44 typical

Where $319/sqft sits among the 284 Seminole actives

64
44
45
44
45 · this home
42
$109–160$160–212$212–263$263–314$314–366$366+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Seminole

Map of 8524 ARABELLA LANE

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

SEMINOLE 33777 — neighborhood snapshot

Population

18,276

Median age

46.7

Median income

$88,680

Median home value

$298,500

Avg household

2.48

Households w/ children

1,641

For the school run

Pinellas County School District

MiddleOsceola Middle School★★★★★
ElementaryStarkey Elementary School★★★★
HighPinellas Park High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller3.2 months of inventoryBuyer’s market

$405K$450K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

159 of 284

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 155% above the SEMINOLE 33777 median. See the full Seminole market guide →

Paper trail

This home's history

Aug 7, 2026Listed at $695,000 · 2 days on market since
2019Built · ARABELLA COVE

Reality check

What actually sold near 8524 ARABELLA LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8903 ARABELLA LANESold · Aug ’26

$695,000

8903 ARABELLA LANE · same community

4 bd · 3.5 ba · 2,640 sqft · $263/sqft · 31 DOM

6742 TEQUESTA DRIVESold · Mar ’26

$800,000

6742 TEQUESTA DRIVE

3 bd · 2 ba · 2,236 sqft · $358/sqft · 80 DOM

9988 KEY HAVEN ROADSold · Jan ’26

$707,000

9988 KEY HAVEN ROAD

3 bd · 2.5 ba · 2,248 sqft · $315/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8524 ARABELLA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8524 ARABELLA LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jessica's phone and CRM.

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Goes straight to Jessica’s phone and CRM.

Straight answers

8524 ARABELLA LANE FAQs

What would the monthly payment be for 8524 ARABELLA LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,857/mo — principal and interest, the actual property-tax bill, the $238/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8524 ARABELLA LANE?+

The association fee works out to $238 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8524 ARABELLA LANE?+

The most recent tax bill on record (2025) was $5,373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8524 ARABELLA LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Seminole?+

At $695,000, this home is listed about 80% above the Seminole median of $387,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8524 ARABELLA LANE?+

Osceola Middle School (middle), Starkey Elementary School (elementary), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$695,000 runs 155% above the SEMINOLE 33777 median — but at 2,177 sqft it's also 54% larger than the typical Seminole listing.

02Fresh on the market

Only 2 days on market in a Seminole market that averages 44 — if it fits, move quickly.

03Strong assigned schools

Osceola Middle School, Starkey Elementary School, Pinellas Park High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Tami Simms. MLS #TB8536064.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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