Jessica Torres
$2,995,0005 bd4 ba5,398 sqft$555 /sqft$20,002 /mo all-in ↓

626 RIVERSIDE DRIVE, ORMOND BEACH, FL, 32176

Active41 days on marketListed Jun 8, 2026MLS #V4949479

WaterfrontPrivate poolSingle Family ResidenceASSESSORS LT 04 & 05 ELIHU SMITH HOMESTEAD

About this home

626 RIVERSIDE DRIVE

One or more photo(s) has been virtually staged. Welcome to a remarkable direct riverfront estate that embodies the very best of luxury coastal living in Ormond Beach. Situated on a beautifully landscaped half-acre homesite, this custom-built residence offers more than 5,300 square feet of thoughtfully designed living space, where expansive river views serve as the backdrop to everyday life. From the moment you arrive, the manicured grounds, stately entrance, and park-like setting create a memorable first impression and set the tone for the elegance found throughout the home. Inside, the residence unfolds with a spacious, light-filled floor plan designed to balance entertaining with comfortable daily living. The bright kitchen serves as a natural gathering place, featuring a generous eat-in dining area perfect for casual meals, morning coffee, or hosting family and friends. Rich wood flooring enhances the main living spaces, while soaring ceilings, walls of glass, and abundant natural light draw attention to the home's most impressive feature, its breathtaking riverfront setting. The grand living room is both welcoming and dramatic, offering panoramic water views that create a constant connection to the outdoors. Adjacent to the main living area, an expansive riverfront lounge provides an exceptional space for entertaining and relaxation. With ample room for gathering, stunning water views, and plumbing already in place for a future wet bar, this versatile space is perfectly suited for everything from intimate evenings to large-scale entertaining. The flexible floor plan offers five bedrooms plus a dedicated office, with three guest bedrooms thoughtfully located upstairs to provide privacy and separation from the primary living spaces. Whether accommodating extended family, working from home, or creating dedicated media and hobby rooms, the home offers exceptional versatility. A spacious three-car garage provides plenty of room for vehicles, recreational equipment, and all the essentials of an active coastal lifestyle. The first-floor owner's suite is a true retreat, thoughtfully positioned to maximize the tranquility of the riverfront setting. Expansive windows frame sweeping water views, creating a serene backdrop from sunrise to sunset. The luxurious ensuite bath features custom closet systems, a spacious walk-in tiled shower, and a soaking tub designed for relaxation. Private access to the lanai further enhances the suite's sense of seclusion, allowing for effortless access to the pool and outdoor living spaces. Outside, the property transforms into a private resort-inspired oasis. The custom pool is highlighted by stacked stone accents and multiple cascading waterfalls that add both visual beauty and soothing ambiance. A large covered cabana provides a comfortable gathering space, while the fully equipped summer kitchen makes entertaining effortless. Whether hosting elegant evening celebrations or enjoying a quiet sunset by the water, the outdoor living experience is nothing short of extraordinary. Beyond the property itself, the location is equally compelling. Nestled along one of Ormond Beach's most desirable riverfront stretches and just moments from the Atlantic Ocean, this exceptional address offers the rare combination of direct Intracoastal waterfront living and convenient beach access. Residents enjoy close proximity to local dining, shopping, and everyday conveniences while still experiencing the privacy, serenity, and beauty of a true waterfront retreat.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

5,398

Sqft

0.59 ac

Lot size

3

Garage

1993

Year built

Two

Levels

$555

Per sqft

Private poolWaterfrontPool & Water view

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Microwave · Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesEast
ExteriorFrench Doors · Outdoor Kitchen

Community & fees

Taxes (2025)$30,700/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$20,002 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$16,161
PMI (est., until 20% equity)$1,123
Property tax — 2025 actual bill$2,558
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $299,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $299,500
Interest rate6.00%
Loan term

Estimated payment

$20,002/mo

Principal & interest$16,161
PMI (est., until 20% equity)$1,123
Property taxes (actual bill)$2,558
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $3.0M
$1.9MedgeAI estimate $2,221,043 · range $2.0M$2.7M$3.1M

vs edgeAI estimate

+34.8%

$/sqft vs Ormond Beach actives

$555 vs $235

Days on market

41 vs 41 typical

Where $555/sqft sits among the 400 Ormond Beach actives

188
114
40
24
7
27 · this home
$159–229$229–299$299–369$369–440$440–510$510+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ormond Beach

Map of 626 RIVERSIDE DRIVE

Drive times from this address

Downtown Orlando75 min

Get to know Ormond Beach. See the full Ormond Beach guide →

ORMOND BEACH 32176 — neighborhood snapshot

Population

14,344

Median age

60.1

Median income

$72,248

Median home value

$368,400

Avg household

2.01

Households w/ children

946

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
HighSeabreeze High School★★★★
ElementaryBeachside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

199 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 756% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →

Paper trail

This home's history

Jun 8, 2026Listed at $2,995,000 · 41 days on market since
1993Built · ASSESSORS LT 04 & 05 ELIHU SMITH HOMESTEAD

Reality check

What actually sold near 626 RIVERSIDE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3000 N ATLANTIC AVENUE UNIT 24Sold · Mar ’26

$2,800,000

3000 N ATLANTIC AVENUE UNIT 24

4 bd · 5.5 ba · 5,300 sqft · $528/sqft · 363 DOM

70 RIVERSIDE DRIVESold · Jun ’26

$2,600,000

70 RIVERSIDE DRIVE

5 bd · 5.5 ba · 5,001 sqft · $520/sqft · 16 DOM

353 S ATLANTIC AVENUESold · Jul ’25

$3,750,000

353 S ATLANTIC AVENUE

4 bd · 5.5 ba · 5,967 sqft · $628/sqft · 82 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 626 RIVERSIDE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 626 RIVERSIDE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jessica's phone and CRM.

Goes straight to Jessica’s phone and CRM.

Straight answers

626 RIVERSIDE DRIVE FAQs

What would the monthly payment be for 626 RIVERSIDE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $20,002/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 626 RIVERSIDE DRIVE?+

The most recent tax bill on record (2025) was $30,700. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ormond Beach?+

At $2,995,000, this home is listed about 604% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 626 RIVERSIDE DRIVE?+

Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,995,000 runs 756% above the ORMOND BEACH 32176 median — but at 5,398 sqft it's also nearly 3 times the size of the typical Ormond Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REALTY PROS ASSURED · Bill Navarra. MLS #V4949479.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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