Jessica Torres
$316,0003 bd2 ba1,489 sqft$212 /sqft$2,241 /mo all-in ↓

2372 MITCHELL ISLAND ROAD, DELTONA, FL, 32738

Active9 days on marketListed Jul 26, 2026MLS #V4950402

Single Family ResidenceDELTONA LAKES

About this home

2372 MITCHELL ISLAND ROAD

Welcome home to this true piece of "Old Florida" lake front paradise! Enjoy perfect sunsets every night over Lake Dupont, a spring-fed lake that allows motorized water crafts. This home has been loved by the same family for close to 40 years and ready for its new owner. Featuring a split floor plan with 3 bedrooms, 2 full baths, and formal living and family rooms, plus a large bonus room/office/4th bedroom, there is plenty of room for everyone. The converted garage is under heat and air offering nearly 2,000 sqft of living space but can easily be converted back to a garage if desired. Some updates include 2025 water heater, newer HVAC, 2021 septic tank and drainfield, and 2025 storage shed. Located on a quiet peninsula with just a handful of homes and nestled under the canopy of beautiful live oak trees, it's truly like stepping back in time... yet you're still close to tons of amenities and just minutes to the interstate for easy commutes to Orlando area attractions and some of the world's most famous beaches!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,489

Sqft

1.4 ac

Lot size

2

Garage

1987

Year built

One

Levels

$212

Per sqft

Water view

Inside

FlooringCarpet · Ceramic Tile · Laminate · Hardwood
AppliancesRange · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Split Bedroom · Vaulted Ceiling(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewWater
FacesEast
ParkingConverted Garage
ExteriorStorage

Community & fees

Taxes (2025)$969/yr

Utilities & systems

UtilitiesPrivate
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,241 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,860
FHA mortgage insurance (est.)$140
Property tax — 2025 actual bill$81
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,060Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,060
Interest rate6.00%
Loan term

Estimated payment

$2,241/mo

Principal & interest$1,860
FHA mortgage insurance (est.)$140
Property taxes (actual bill)$81
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $316K
$265KedgeAI estimate $295,187 · range $276K$319K$332K

vs edgeAI estimate

+7.1%

$/sqft vs DELTONA LAKES

$212 vs $225

Days on market

9 vs 29 typical

Where $212/sqft sits among the 9 homes for sale in DELTONA LAKES

1
1
1
0 · this home
3
3
$168–181$181–194$194–208$208–221$221–234$234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deltona

Map of 2372 MITCHELL ISLAND ROAD

Drive times from this address

Downtown Orlando42 min
Universal Orlando54 min
Orlando Int’l Airport (MCO)61 min
Walt Disney World66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deltona. See the full Deltona guide →

DELTONA 32738 — neighborhood snapshot

Population

48,458

Median age

36.8

Median income

$76,394

Median home value

$257,700

Avg household

2.98

Households w/ children

6,144

For the school run

Volusia County School District

ElementaryOsteen Elementary School★★★★★
HighPine Ridge High School★★★★★
MiddleHeritage Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deltona market

Seller’s marketLeans seller3.1 months of inventoryBuyer’s market

$300K$319K

Deltona median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

5 of 9

DELTONA LAKES have cut their price

Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the DELTONA 32738 median. See the full Deltona market guide →

Paper trail

This home's history

Jul 26, 2026Listed at $316,000 · 9 days on market since
1987Built · DELTONA LAKES

Reality check

What actually sold near 2372 MITCHELL ISLAND ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2860 SURF DRIVESold · Jul ’26

$250,000

2860 SURF DRIVE · same community

4 bd · 2 ba · 1,500 sqft · $167/sqft · 216 DOM

157 ROSEDALE DRIVESold · Apr ’26

$396,000

157 ROSEDALE DRIVE · same community

3 bd · 2 ba · 1,458 sqft · $272/sqft · 22 DOM

2375 BELEN DRIVESold · Dec ’25

$321,300

2375 BELEN DRIVE · same community

4 bd · 2 ba · 1,563 sqft · $206/sqft · 15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2372 MITCHELL ISLAND ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2372 MITCHELL ISLAND ROAD — before you fall in love.

See it in person

Schedule a tour

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Straight answers

2372 MITCHELL ISLAND ROAD FAQs

What would the monthly payment be for 2372 MITCHELL ISLAND ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,241/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2372 MITCHELL ISLAND ROAD?+

The most recent tax bill on record (2025) was $969. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Deltona?+

At $316,000, this home is listed about 4% below the Deltona median of $329,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2372 MITCHELL ISLAND ROAD?+

Osteen Elementary School (elementary), Pine Ridge High School (high), Heritage Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Kaley Macomber. MLS #V4950402.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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