PARADISE CIRCLE, HERNANDO BEACH, FL, 34607
Active27 days on marketListed Jun 23, 2026MLS #W7886917
About this home
PARADISE CIRCLE
Build the waterfront home of your dreams on this exceptional homesite in Hernando Beach! Offering direct access to the Gulf of America, this prime lot is the perfect opportunity for boating enthusiasts, anglers, and anyone seeking the ultimate Florida coastal lifestyle. Imagine stepping out your back door and cruising to the Gulf in minutes, with endless opportunities for fishing, scalloping, island hopping, and breathtaking sunsets. Whether you're planning a custom waterfront retreat, a seasonal getaway, or your forever home, this property provides the ideal setting to bring your vision to life. Enjoy the relaxed coastal atmosphere of Hernando Beach while being just minutes from waterfront restaurants featuring live entertainment, fresh local seafood, and spectacular sunset views. Spend your evenings enjoying great food, live music, and the laid-back charm that makes Florida's Nature Coast so desirable. Conveniently located near shopping, dining, medical facilities, and the Suncoast Parkway, you'll enjoy easy access to Tampa while still embracing the peaceful waterfront lifestyle. Don't miss this rare opportunity to own a piece of paradise and create the coastal retreat you've always envisioned!
Facts & features
The home at a glance
0.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,621 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,621/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando Beach
Drive times from this address
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near PARADISE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$290,000
3178 SEA GRAPE DRIVE
2 bd · 2 ba · 823 sqft · $352/sqft · 564 DOM
Sold · Jun ’26$330,000
3393 POINSETTIA DRIVE
2 bd · 1 ba · 912 sqft · $362/sqft · 247 DOM
Sold · Sep ’25$245,000
3251 SHOAL LINE BOULEVARD
3 bd · 2.5 ba · 1,134 sqft · $216/sqft · 146 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about PARADISE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for PARADISE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
PARADISE CIRCLE FAQs
What would the monthly payment be for PARADISE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,621/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on PARADISE CIRCLE?+
The most recent tax bill on record (2025) was $2,955. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $350,000, this home is listed about 36% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to PARADISE CIRCLE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Sharon Gallo. MLS #W7886917.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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