9860 GOLDEN LOOP, NEW PORT RICHEY, FL, 34654
Active1 days on marketListed Aug 6, 2026MLS #W7888216
About this home
9860 GOLDEN LOOP
Virtually Staged. Welcome to your remodeled, move-in ready home nestled on over half an acre of peaceful, wooded property. If you’ve been searching for a home with land, NO HOA, privacy, room for a garden, space for chickens, and major updates already completed, this one checks all the boxes. This beautifully updated 2-bedroom, 2-bathroom home has been thoughtfully renovated, giving you peace of mind for years to come. Inside, you’ll find waterproof luxury vinyl plank flooring, new ceiling fans and modern light fixtures, updated sinks, faucets, tub, and shower, creating a fresh, contemporary feel throughout. The extensive improvements go far beyond cosmetics. Major system upgrades include all-new CPVC water lines underneath the home, a new water heater, new well pump and bladder tank, and a brand-new HVAC system. Even the electrical has been upgraded, with all new electric service from the pole to the home, completed, inspected, and brought fully up to code in 2025. The home has also been set up, tied down, and inspected to current 2025 code requirements, including newly constructed front and rear entry steps. Additional exterior improvements include a 10-year roof coating completed in 2025, freshly painted interior & exterior, and new skirting with a convenient access door, making this home as low-maintenance as it is attractive. Step outside and enjoy the possibilities that come with over half an acre. Whether you dream of raising chickens, planting a vegetable garden, adding outdoor entertaining space, or simply enjoying the privacy of a wooded lot, you’ll have plenty of room to make it your own. If you’re looking for a move-in ready home with land, updated mechanical systems, country living with modern conveniences, and room to enjoy the outdoors, this property is a must-see.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
880
Sqft
0.58 ac
Lot size
1985
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,364 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,364/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+42.5%
$/sqft vs SUNSHINE RANCHES
$209 vs $1,061
Days on market
1 vs 48 typical
Where $209/sqft sits among the 6 homes for sale in SUNSHINE RANCHES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34654 — neighborhood snapshot
Population
24,357
Median age
44.4
Median income
$64,210
Median home value
$257,500
Avg household
2.55
Households w/ children
2,304
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $270K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
0 of 6
SUNSHINE RANCHES have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 9860 GOLDEN LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$135,000
9113 SUNSHINE BOULEVARD · same community
2 bd · 1 ba · 640 sqft · $211/sqft · 30 DOM
Sold · May ’26$1,915,000
6601 Appaloosa Trail, Southwest Ranches FL 33330 · same community
4 bd · 2.5 ba · 2,414 sqft · $793/sqft · 223 DOM
Sold · Feb ’26$2,375,000
5161 Thoroughbred Ln, Southwest Ranches FL 33330 · same community
5 bd · 5.5 ba · 2,784 sqft · $853/sqft · 253 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9860 GOLDEN LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9860 GOLDEN LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
9860 GOLDEN LOOP FAQs
What would the monthly payment be for 9860 GOLDEN LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,364/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9860 GOLDEN LOOP?+
The most recent tax bill on record (2025) was $475. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Port Richey?+
At $184,000, this home is listed about 34% below the New Port Richey median of $279,950. The market section on this page shows how the area is trending.
Which schools are assigned to 9860 GOLDEN LOOP?+
Moon Lake Elementary School (elementary), River Ridge Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Deborah Centella. MLS #W7888216.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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